About Us

Insurance321 gives you the ability to obtain multiple quotes from the best agents in the industry by engaging leading insurance providers to compete for your business. At Insurance321, we do not sell insurance; we do not quote the consumer, and we are not a licensed insurance provider. What we do is provide a free online network in which commercial insurance agents and information are readily accessible to business owners.

Insurance321 simplifies shopping for all forms of business insurance from general liability and workers compensation to commercial property and professional liability. It has never been easier to maneuver the complex world of commercial insurance.

We understand that you are primarily focused on running your business and turning a profit while protecting your bottom line. Adequately protecting your hard work by having the right insurance coverage in place can sometimes be underestimated, or in some cases, overlooked. We realize how complicated and time consuming shopping for commercial insurance can be, from deciphering between the range of insurance coverage available to determining the right amount of coverage that you need. For example, you might not be aware that your business would greatly benefit from having business interruption insurance in case you unexpectedly need to temporarily close. Or, you might be unaware that your current general liability policy doesn’t cover your physical assets should something happen to them.

At Insurance321, we have brought together all the essential tools you need to get the best commercial insurance coverage in an efficient and streamlined manner. By completing a brief online form, you will be able to compare quotes from different insurance providers, and start saving on your commercial insurance policy right away. Insurance321 then shares your completed form with a carefully selected group of the most reputable insurance agents that represent the most respected commercial insurance companies in the country. You are given the convenience of being able to compare multiple quotes from different insurers, and are therefore offered the most comprehensive and competitive rates, saving you both money and time. Here's how Insurance321works:

  1. Fill out our user-friendly questionnaire, which can be completed in just a few minutes
  2. Top rated commercial insurance providers near you will be immediately alerted of your needs. The type of insurance that you are looking for, your claims history, and your current commercial insurance carrier are all factored into finding you the best possible match in an agent and provider.
  3. Insurance321 will then determine which agents and providers can best meet your needs.
  4. Since we give you the option to choose between several different carriers, your business stands a greater chance of saving more on commercial policies.
  5. Be sure to factor in the different customer service features that each company provides such as around the clock customer support, or paperless billing. These conveniences can add value to your policy.
Insurance321 also provides you with insightful articles and money saving tips written by actual insurance agents and industry professionals who are helpfully sharing their years of experience so that you may better understand how to save more on commercial insurance. Not only will you save money, you will be given useful information that can help you discern the proper amount of coverage your business needs to best protect your assets, should you ever need to file a claim. The type of industry that you are in, the amount of coverage needed, and the deductible you select all determine the cost of your insurance premium. Some policies might seem more attractive because they appear to be cheaper, but they may prove to be more costly if a claim needs to be made. Other policies, while more expensive, could end up saving you thousands if your business sustains a major loss and repairs to your place of business are needed, or if your equipment, furniture and fixtures need to be replaced. The information that you provide us in our straightforward questionnaire plus the commercial insurance research articles that we share will enable you to make a more educated decision about your business insurance policy. Your business is your livelihood and merits careful consideration in choosing how to protect it. Insurance321 will expedite and simplify this process so that you can focus on running your business. Let us take care of all the complexity so that you may become a savvier consumer and business owner.

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The Insurance321.com Team

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